
8 SUTTON CT, PALM COAST, FL, 32164
Active1 days on marketListed Jul 29, 2026MLS #FC320254
About this home
8 SUTTON CT
This home is nestled in a exclusive and quiet neighborhood called Sutton Place where there are only 21 homes on a cul de sac with no thru street. It is located in a Golf Course community Called Pine Lake Golf Course. With only 21 Homes its rare that a for sale sign is seen. It is close to shopping and entertainment as well as the Beach. The owner renovated this 4 Bedroom into a 3 Bedroom to accommodate a Large Master Bedroom and walk in closets. They also enclosed the Lanai which is heated and air conditioned for added lounging area and added space for entertaining. This is home can be considered to be a 24/7 vacation home. I cannot write down all the amenities that is in this home. You must see it to appreciate it. So make an appointment before its gone.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,780
Sqft
0.34 ac
Lot size
2
Garage
1994
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
Days on market
1 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8 SUTTON CT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8 SUTTON CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Leila's phone and CRM.
Straight answers
8 SUTTON CT FAQs
What would the monthly payment be for 8 SUTTON CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,196/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8 SUTTON CT?+
The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8 SUTTON CT?+
The most recent tax bill on record (2025) was $4,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8 SUTTON CT?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,000, this home is listed about 1% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8 SUTTON CT?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Albert Escueta. MLS #FC320254.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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