3220 FISH HAWK DRIVE, POLK CITY, FL, 33868
Active0 days on marketListed Aug 12, 2026MLS #L4964166
About this home
3220 FISH HAWK DRIVE
Virtually Staged. Welcome to resort-style Florida living in Bay Lake Resort, where this custom-built 2019 casita by Goldsmith Construction combines comfortable living, exceptional RV accommodations, and an active 55+ lifestyle. Thoughtfully designed as the perfect Florida home base, this 1-bedroom, 1-bath casita features a bright, open interior with high ceilings, neutral finishes, tile flooring, and abundant natural light. The kitchen offers granite countertops, stainless steel appliances, plentiful cabinetry, breakfast bar seating, recessed lighting, and an open layout that makes excellent use of the space. The private bedroom features a tray ceiling and walk-in closet, while the indoor laundry room provides additional cabinetry, a utility sink, and valuable storage. The real showstopper is the oversized screened RV port, designed to accommodate your RV! The fully screened port offers 60x16 feet to park or enjoy the outdoor space. Whether you're arriving home from months on the road or simply enjoying the Florida weather, this space was designed around the RV lifestyle. An additional screened outdoor living area with a built-in outdoor kitchen creates the perfect setting for morning coffee, evening cocktails, grilling with friends, or relaxing after a day on the lake. Paver surfaces, tropical landscaping, and a metal roof complement the home's Florida resort aesthetic. And at Bay Lake Resort, the lifestyle extends well beyond your property. This gated, golf-cart-friendly 55+ community offers a clubhouse, fitness center, community pool, organized activities and events, plus access to the lake with a private boat ramp, dock and boat slip opportunities. Whether your ideal day includes boating, staying active, spending time with neighbors, or heading out on your next RV adventure, there is plenty here to enjoy. Custom built. RV ready. Lake access. Resort amenities. This isn't simply a place to park between adventures, it's a Florida home base designed around the way you want to live.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
740
Sqft
0.09 ac
Lot size
2019
Year built
One
Levels
$539
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,328 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,328/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $280K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 714% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3220 FISH HAWK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3220 FISH HAWK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Leila's phone and CRM.
Straight answers
3220 FISH HAWK DRIVE FAQs
What would the monthly payment be for 3220 FISH HAWK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,328/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3220 FISH HAWK DRIVE?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3220 FISH HAWK DRIVE?+
The most recent tax bill on record (2025) was $5,909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3220 FISH HAWK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $399,000, this home is listed about 1% below the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3220 FISH HAWK DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 714% above the POLK CITY 33868 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Polk City market that averages 57 — if it fits, move quickly.
Listing courtesy of COMPASS FLORIDA LLC · Lindsey Thibodeau. MLS #L4964166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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