914 N MCGOWAN AVENUE, CRYSTAL RIVER, FL, 34429
Active6 days on marketListed Aug 5, 2026MLS #OM729842
About this home
914 N MCGOWAN AVENUE
This is the one that you have been waiting for! Everything has been done for you with superb taste. No HOA and No flood zone. Move in, relax and enjoy all of what Citrus County has to offer. From the natural spring fed rivers, kayaking, swimming with manatees, fishing and snorkeling. This 3/2/2 home is in the great neighborhood of Crystal Paradise Estates. Enter in and be impressed with the wood vaulted ceiling and accent wall in the living room, barn door to enter the 2 bedrooms for extra privacy, beautiful wood cabinets in the kitchen with stainless steel appliances. Large dining room right off of the kitchen with french doors that open up to a 12x31 enclosed rear lanai with high quality screen, vinyl windows and tile flooring. Off the dining room is a bonus room that can be used as an office or a large pantry. Primary suite is very spacious with double closets and the primary bathroom offers a walk in shower with gorgeous tile work and custom wood vanity. Durable laminate wood flooring in the living areas and carpet in the bedrooms. All updated lighting and fans. Windows have all been tinted to help keep the house cool. New garage door and all parts in 2026, 50 amp transfer switch for portable whole house generator 2025, metal roof in 2021, front door in 2019, a/c in 2017 and a new water heater. Outside offers a U-shaped driveway, single carport on the side, 14x25 enclosed workshop in the back, patio area for grilling, fire pit for enjoyment, full sprinkler system, full lush landscaping and just enough wood fencing for privacy on this .50 acre corner lot. Easy access to the 589 Suncoast Parkway puts you in Tampa within an hour. Schedule your appointment today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,636
Sqft
0.5 ac
Lot size
2
Garage
1972
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Crystal River actives
$217 vs $209
Days on market
6 vs 57 typical
Where $217/sqft sits among the 152 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
81 of 152
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 914 N MCGOWAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$355,000
7618 W GOLF CLUB STREET
3 bd · 2 ba · 1,599 sqft · $222/sqft · 133 DOM
Sold · May ’26$220,000
1103 SE 3RD STREET
3 bd · 2 ba · 1,596 sqft · $138/sqft · 154 DOM
Sold · Nov ’25$250,000
1663 N FOXBORO LOOP
2 bd · 2 ba · 1,543 sqft · $162/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 914 N MCGOWAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 914 N MCGOWAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Leila's phone and CRM.
Straight answers
914 N MCGOWAN AVENUE FAQs
What would the monthly payment be for 914 N MCGOWAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,691/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 914 N MCGOWAN AVENUE?+
The most recent tax bill on record (2025) was $3,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $354,900, this home is listed about 17% above the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 914 N MCGOWAN AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROTTER REALTY · Suzanne Smith. MLS #OM729842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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