Leila Sabat
$579,9004 bd4 ba2,870 sqft$202 /sqft$4,676 /mo all-in ↓

2709 GREENLANDS STREET, ST CLOUD, FL, 34772

Active0 days on marketListed Aug 7, 2026MLS #S5155254

Single Family ResidenceTWIN LAKES PH 2A-2B

About this home

2709 GREENLANDS STREET

Beautiful Turnkey ready 4-bedroom, 4-bathroom home in the highly sought after Del Webb Twin Lakes 55+ Active lifestyle community. The Marco 2 is a two-story beautiful home with a versatile floor plan. When you step inside, you will be greeted with 10-foot ceilings and upgraded ceramic tile throughout the home. As you enter the kitchen you will be greeted with an upgraded kitchen with stainless steel appliances, convection oven, gas stove, 42" upgraded cabinets, quartz countertops, glass tile backsplash, walk-in pantry and a 10-foot island with upgraded pendant lights that easily seats 6. The Living Room/Dining Room combo has upgraded light fixtures and recess lighting. The sliding glass doors that lead out to the screened porch, open all the way for the ultimate indoor/outdoor Florida living. Out on the screened porch you can sit and enjoy the view of the pond in the back while drinking your morning coffee. The master bedroom has a large walk-in shower with glass doors and a large walk-in closet with a newly installed closet organizing system. There are two more bedrooms on the first floor. Bedroom 2 includes a full bath and a walk-in closet. The 3rd full bath is in the hallway to also be used as a guest bathroom. Bedroom 3 is just down the hall with a nice size closet. Off Bedroom 3 you'll find the office area that is already piped for water if you would like to add a wet bar. The stairs lead up to the second floor where you will find the 4th bedroom and 4th bathroom. This flexible room is currently being used as the owner's media room and office. Amenities include a resort style pool and lap pool, 20,000 square foot Clubhouse, fitness center, tennis courts, putting green, walking trails, pickle ball court, fishing and pontoon boats to use on Live Oak Lake. The community has many active and socializing activities for residents to connect with each other. This versatile home could be a wonderful space for multiple family members or friends who wish to live together. Close to Lake Nona Medical City, Orlando International airport, Theme parks, beaches and downtown Orlando. Call today for your private tour!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,870

Sqft

0.16 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$202

Per sqft

Park/Greenbelt & Water view55+ communityPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$325/mo
Taxes (2025)$10,139/yr
PetsYes
CommunityLake · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,676 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$845
HOA fee — from the listing$325
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,990
Interest rate6.00%
Loan term

Estimated payment

$4,676/mo

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property taxes (actual bill)$845
HOA / condo fee$325
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $580K
$529KedgeAI estimate $608,377 · range $551K$653K$679K

vs edgeAI estimate

−4.7%

Days on market

0 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2709 GREENLANDS STREET

Drive times from this address

Universal Orlando41 min
Orlando Int’l Airport (MCO)41 min
Walt Disney World42 min
Downtown Orlando42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$412K$395K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 53% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $579,900 · 0 days on market since
2022Built · TWIN LAKES PH 2A-2B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2709 GREENLANDS STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2709 GREENLANDS STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Leila's phone and CRM.

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Goes straight to Leila’s phone and CRM.

Straight answers

2709 GREENLANDS STREET FAQs

What would the monthly payment be for 2709 GREENLANDS STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,676/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2709 GREENLANDS STREET?+

The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2709 GREENLANDS STREET?+

The most recent tax bill on record (2025) was $10,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2709 GREENLANDS STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $579,900, this home is listed about 35% above the St Cloud median of $429,675. The market section on this page shows how the area is trending.

Which schools are assigned to 2709 GREENLANDS STREET?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$579,900 runs 53% above the ST CLOUD 34772 median — but at 2,870 sqft it's also 45% larger than the typical St Cloud listing.

02Park/Greenbelt & Water views

The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a St Cloud market that averages 42 — if it fits, move quickly.

Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Sherry Feck. MLS #S5155254.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2709 GREENLANDS STREET, ST CLOUD, FL — 4 Bed, 4 Bath — $579,900 | CENTURY 21 Edge