19308 SANDY SPRINGS CIRCLE, LUTZ, FL, 33558
Active0 days on marketListed Aug 7, 2026MLS #TB8536640
About this home
19308 SANDY SPRINGS CIRCLE
Great opportunity to acquire the lowest-priced home currently available (and sold within recent history) in the HIGHLY SOUGHT AFTER GOLF COMMUNITY of Heritage Harbor with its RESORT STYLE AMENITIES. Offering OUTSTANDING VALUE and priced to sell, the home is comfortable enough to MOVE RIGHT IN all the while providing you with the ideal opportunity to make cosmetic updates over time and build INSTANT EQUITY. Im sure you already know that the home is in one of the HIGHEST RATED SCHOOL DISTRICTS in the entire area. Although the square footage may seem a bit low, it FEELS MUCH LARGER with the well thought out great room floor plan. Great for a young growing family with EVERYONE HAVING THEIR OWN BEDROOM while not having to worry about sharing bathrooms (who’s not a fan of that?). Speaking of space, did you see how LARGE THE SCREENED LANAI is? Bring your imagination to fill that huge space. A BRAND NEW ROOF was just installed so no need to worry about that for about 15-20 years. In addition the HOT WATER HEATER WAS REPLACED in January of this year and the A/C SYSTEM WAS REPLACED in 2020. All this plus the home sits just off the GREEN OF THE 3RD HOLE allowing you to be a golf spectator or simply enjoy the privacy of the hedges that surround the rear of the home! Attention buyers! Yes, you. Dont delay! We know you are waiting for interest rates to drop, but the latest news seems to indicate that they are going to rise…so…
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,888
Sqft
0.13 ac
Lot size
2
Garage
2002
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,873 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,873/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.4%
Days on market
0 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $548K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19308 SANDY SPRINGS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19308 SANDY SPRINGS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Leila's phone and CRM.
Straight answers
19308 SANDY SPRINGS CIRCLE FAQs
What would the monthly payment be for 19308 SANDY SPRINGS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,873/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19308 SANDY SPRINGS CIRCLE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19308 SANDY SPRINGS CIRCLE?+
The most recent tax bill on record (2025) was $8,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19308 SANDY SPRINGS CIRCLE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $449,500, this home is listed about 9% below the Lutz median of $492,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19308 SANDY SPRINGS CIRCLE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,500 runs 14% above the LUTZ 33558 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Lutz market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FUTURE HOME REALTY INC · Dawn Lifrieri. MLS #TB8536640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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